menu_open
Renuka Sane

Renuka Sane

Livemint

We use cookies to provide some features and experiences in QOSHE

More information  .  Close

Climate change doesn’t just affect poor people, farmers. Cities and banks aren’t safe either

In India, only 17% of public sector banks and 25% of private sector banks claimed to have an internal strategy for integrating climate risks into...

24.04.2024 20

ThePrint

Renuka Sane

Insider trading’s negative impact on the market is exaggerated. Reassess regulations, damage

Sanctions should define who qualifies as an “insider” and take stock of the severity of the violation.

10.04.2024 10

ThePrint

Renuka Sane

Poor claims ratio, ‘hidden’ clauses—India’s health insurance firms need new business models

In an environment where there is, often legitimate, mistrust between stakeholders—insurance firms, hospitals and patients—it is no surprise that...

27.03.2024 60

ThePrint

Renuka Sane

What’s the true cost of free electricity to states? Just look at Tamil Nadu

Many states dedicate a large portion of their subsidies to free electricity, but the true financial burden doesn’t show up in budget documents.

13.03.2024 20

ThePrint

Renuka Sane

Don’t misdiagnose Byju’s and Paytm crises. Startups need VC oversight, not govt’s

If venture capital-backed funds lose money because of their inability to check for misappropriation of funds by a founder, should the government care?

28.02.2024 10

ThePrint

Renuka Sane

RBI-Paytm episode shows India is choking innovation in fintech. Bank-driven model must go

We need to move away from the current one-size-fits-all framework to a risk-based approach. Until then, every fintech will be saddled by some...

14.02.2024 10

ThePrint

Renuka Sane

Mitigation alone won’t do. Joshimath showed India must prioritise climate adaptation too

India needs to expand its climate policy toolkit to include robust adaptation strategies. For this to work multiple policy actions will have to be...

24.01.2024 9

ThePrint

Renuka Sane

Real fine print in SC Adani-Hindenburg case is investor safety. Buyers, sellers not aligned

Sellers will act in the interest of buyers only if it benefits them too. Regulations can ensure that the seller is incentivised to do the right thing,...

10.01.2024 10

ThePrint

Renuka Sane

Why surge pricing can spark a brighter future for solar power

A consistent level of electricity into the night involves a very high escalation of cost. The use of a price system might offer a better solution.

27.12.2023 9

ThePrint

Renuka Sane

RBI’s leap into cloud services is a step back for innovation, competition & regulation

The RBI claims its cloud facility will boost the security & integrity of financial sector data. But why is a central bank competing with private...

20.12.2023 9

ThePrint

Renuka Sane

Digital lending has got a bad rap, but don’t throw the baby out with the bathwater

With predatory digital lending practices drawing attention, it’s crucial to look at the funding and regulatory environment within which the sector...

29.11.2023 10

ThePrint

Renuka Sane

Lifting the smog won’t be cheap. India must think finance for cleaner air

Moving to a cleaner environment comes with high costs. As India goes for net-zero emissions, it must include pollution abatement costs in its climate...

15.11.2023 9

ThePrint

Renuka Sane

Pay attention to states’ treasury. If it gets worse salaries and pensions will be affected

Depositors seem to believe that public sector entities will not default. There is a perception that they are guaranteed by their respective state...

01.11.2023 7

ThePrint

Renuka Sane

Govts invoking crisis clause in Electricity Act hurts private players. Start storing instead

Under Section 11 of the Electricity Act, the government can force a generation company to operate and maintain a station as per its requirements.

18.10.2023 7

ThePrint

Renuka Sane

India’s KYC process is a privacy nightmare. FATF has given legal sanctity to mass surveillance

The extent of data collected at onboarding and once again at the time of updates to KYC goes beyond just verification and could potentially be used...

04.10.2023 10

ThePrint

Renuka Sane

States going back to Old Pension Scheme will hurt India. Here’s what 8th Pay Commission can do

The first payment need not be 50 per cent of the last wage, but could potentially be linked to the proposed indexation of the pensions in payment.

20.09.2023 10

ThePrint

Renuka Sane

b52a6ea579e4dcccec2b4cc0754acd31